About Prescription Benefits

Prescription Benefits Business Philosophy: Our Holistic Focus Helps You Control Rising Health Benefit and Pharmacy Costs

Dealing with rising costs and navigating the varied approaches to health benefits management can be a daunting task, to say the least. Most employers don’t have the time or resources to fully understand how their benefits function, placing them at the mercy of the market. In order to keep some level of health benefits afloat, many companies have been forced to resort to undesirable alternatives, including:

• Higher premiums
• Reduced benefits
• Higher co-pays and deductibles with stricter service requirements
• Cost-shifting to members, masqueraded as “consumer-driven health plans”

With such a cost focus, companies often put off the use of any resources that are designed to improve employee overall health.

At Prescription Benefits, everything we do is centered on helping companies thrive through better healthcare benefits, lower prescription drug costs and a healthier workforce. Our years of experience have helped us to realize that the “traditional” approach to managing employee health benefits is a poor answer to a rising problem. While traditional health insurance carriers and Pubs can achieve some level of effectiveness, it is often a difficult task for their clients to gain the individual attention, focused service and creative answers needed to make informed decisions and enact true and lasting change. Prescription Benefits solves the problems employers face by being “lost in the shuffle” with large health carriers and Pubs, focusing our attention on the areas those companies ignore with innovative approaches for trend management.

Because we are aligned closely with our clients’ needs and not the interests of a single insurance carrier or PBM, we are able to offer our clients the most competitive alternatives with the deepest possible discounts. Our consultants provide a wealth of experience and proven practices for conquering the healthcare cost and quality challenge. As we often say, we keep insurance carriers, PBMs and other service providers honest!

 If you are an employer, Prescription Benefits helps you focus on:

• Effectively managing health service and prescription drug utilization
• Reducing costs and risk
• Offering benefits that attract and retain talent
• Maximizing employee attendance and productivity

If you are a healthcare benefits broker, Prescription Benefits helps you with priorities that include:

• Establishing relationships with new employer group customers and expanding your business
• Providing excellent service for your existing accounts
• Increasing your sales call productivity
• Offering innovative, flexible, low-maintenance solutions
• Addressing current healthcare trends
• Delivering on the promise of cost containment/reduction
• Differentiating your solutions from competitive offerings
• Increasing the amount of time spent in strategic customer imperatives
• Minimizing time spent troubleshooting client problems

Prescription Benefits consultants support you in these and other important areas.